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10 Best Credit Card Readers

Clover Go

Clover Go

Clover Go on Amazon

It isn’t a subscription-free solution, but the service plan required by the Clover Go is far less costly than those offered by its major competitors. It’s easy to open an account and almost anyone can do it with minimal restrictions.

  • Powerful end-to-end encryption
  • No magstripe component
  • Somewhat overpriced

Square 0523

Square 0523

Square 0523 on Amazon

Proud owners of the newest iPhones will want to consider the Square 0523, which is just a straightforward magstripe device attached to a Lightning connector. In addition to the popular smartphone, it also works great with most iPads.

  • Fast and secure
  • Costs next to nothing
  • Not compatible with android devices

Deftun MSR90

Deftun MSR90

Deftun MSR90 on Amazon

Definitely one of the simplest options, the Deftun MSR90 is actually a specialized keyboard emulator, but instead of keys it has a three-track magnetic sensor that reads a card’s stripe almost instantly. It also happens to be one of the least expensive choices.

  • Plugs into a usb slot
  • Especially durable construction
  • Lacks integrated encryption

Square 0047

Square 0047

Square 0047 on Amazon

The remarkably inexpensive Square 0047 is the most basic offering from the best-known company in the field. While their service is easy to use and pretty comprehensive, this magstripe-only device isn’t their most secure product.

  • Best for frequent small transactions
  • Standard fee of under 3 percent
  • Sometimes takes a couple of swipes

Square Register

Square Register

Square Register on Amazon

The comprehensive Square Register consists of a point-of-sale device with a customer-friendly, front-facing tablet for signatures and PIN entry, and for adding tips. The incredibly popular service behind it charges just 2.6 percent plus 10 cents for every transaction.

  • Dual high-quality touchscreens
  • Two-year limited warranty
  • One of the most expensive choices

Datio POS

Datio POS

Datio POS on Amazon

For businesses ready to make the leap into a more formal and complete point-of-sale system, the Datio POS is a great option to consider. While significantly more expensive than simpler solutions, it can do a lot more as well.

  • Drawer for cash payments
  • Built-in receipt printer
  • Scans up to 10000 products

Verifone MX925

Verifone MX925

Verifone MX925 on Amazon

While expensive, the Verifone MX925 is the setup of choice for thousands of businesses across the country. It’s about as full-featured as they come, with a 7-inch, signature-ready touchscreen; a recessed PIN pad; and built-in contactless compatibility.

  • Fast and reliable operation
  • Corning gorilla glass display
  • Pci version 4 approved

Verifone VX520

Verifone VX520

Verifone VX520 on Amazon

The upgraded Verifone VX520 is impressively well-priced for how much help it can provide to retailers. It works with a wide variety of processing companies and uses a relatively common format of receipt paper, so you are not tied to a costly proprietary roll.

  • For magnetic and contactless cards
  • Connects using an ethernet cable
  • Accepts google and apple pay

Square Chip Reader

Square Chip Reader

Square Chip Reader on Amazon

By far the company’s most popular product, the Square Chip Reader connects to Android and iOS devices over a Bluetooth connection, allowing shop owners and startups to present their checkout process more professionally than phone-tethered options.

  • Accepts nfc payments
  • Versatile software suite
  • Comes with a magstripe reader

Square Terminal

Square Terminal

Square Terminal on Amazon

The all-in-one Square Terminal lets you ring up sales, print receipts, and accept all three major electronic payment methods, all without breaking the bank. It’s especially easy to use and processes chip transactions in just a few seconds.

  • Rechargeable battery
  • Cordless operation
  • Requires no long-term contracts